How much are closing costs for a home buyer?

Buyer closing costs typically run 2–5% of the loan amount. On a $300,000 home with 20% down ($240,000 loan), expect $4,800–$12,000.

What do sellers pay in closing costs?

Sellers typically pay 6–10% of the home price: 5–6% agent commissions plus 1–3% in transfer taxes, title fees, and attorney fees.

Closing Costs Calculator

Enter home price and down payment to estimate total closing costs for buyers or sellers.

Estimate your closing costs as a home buyer or seller. Includes origination fees, title insurance, escrow/attorney fees, appraisal, and other typical costs. Actual costs vary by state, lender, and property — this provides a reliable estimate range.

Last reviewed: April 2026Report an error

Home Price ($)

Down Payment (20%)

20% = $70,000

I am the

Estimated Closing Costs

$9,600

Estimated: $9,600 (range: $6,720–$13,440) on $350,000 home.

Origination Fee

$2,800

Title Insurance

$1,750

Escrow Fees

$1,750

Appraisal + Other

$3,300

How to Use This Closing Costs Calculator

Enter the home price.
Enter your down payment percentage.
Select buyer or seller.
Read estimated closing costs with low and high range.

Frequently Asked Questions

: Buyer closing costs typically run 2–5% of the loan amount. On a $300,000 home with 20% down ($240,000 loan), expect $4,800–$12,000.
: Sellers typically pay 6–10% of the home price: 5–6% agent commissions plus 1–3% in transfer taxes, title fees, and attorney fees.

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Closing Costs Calculator

How to Use This Closing Costs Calculator

Frequently Asked Questions

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